Your AI Agent on WhatsApp

Effortless
Journeys.

Meet Coco — the AI agent that turns loan applications, KYC, and onboarding into simple WhatsApp conversations. Your customers just chat. Coco handles everything else.

Experience Coco

How Coco Works

One Conversation. Everything Handled.

From the first hello to the final result — Coco guides your customers through every step, entirely on WhatsApp.

Say Hello

It starts with a simple message.

Your customer just texts on WhatsApp — like messaging a friend. No app to download, no form to fill out, no waiting on hold. Coco recognizes who they are and what they need, instantly.

Coco Takes Over

Your AI agent maps the perfect journey.

In a heartbeat, Coco designs a personalized path for this customer — what questions to ask, what documents to collect, what to verify. Every journey is unique, every step is intentional.

Safe & Secure

Your customers' data is always protected.

Every message, every document, every detail is wrapped in bank-grade encryption. Coco treats your customers' information with the same care a bank vault would — automatically, invisibly.

Done in Seconds

What used to take days now takes moments.

Loan approved. Identity verified. Account activated. What used to mean days of paperwork, branch visits, and follow-up calls now happens in a single WhatsApp conversation.

What Makes Coco Different

Two Minds. One Agent.

Coco thinks like an expert and speaks like a friend. That's what makes the conversation feel effortless — and the results flawless.

The Thinker

Coco's analytical mind. It catches every detail — PAN numbers, Aadhaar IDs, phone numbers, documents — and verifies them instantly. It never guesses, never hallucinates, and never gets your customer's information wrong.

100% accuracy on every detail

The Voice

The personality your customers love. Coco speaks naturally, adapts to every conversation, and makes complex processes feel as easy as texting a friend. Warm, patient, and always helpful — no matter how many questions they have.

Conversations that feel genuinely human

Lightning Fast

42ms · feels instant

Never Sleeps

24/7, 365 days a year

Behind the Scenes

Simple on the Outside.
Powerful Underneath.

While your customer enjoys a simple chat, Coco is working behind the curtain — understanding, verifying, encrypting, and delivering results in a tenth of a second.

coco — behind the scenes
[0.01s]Coco received a message...
[0.02s]Got it — "personal loan application"
[0.03s]Designing the journey...
[0.05s]Checking eligibility...
[0.06s]PAN verified ✓
[0.08s]Documents secured & encrypted...
[0.09s]Preparing offer...
[0.10s]All done! Sending results.
C

Coco AI

online

Hi! I'd like to apply for a personal loan 😊
Hey! I'd love to help you with that. Could you share your PAN number to get started?
Sure, it's ABCDE1234F
PAN verified instantly! ✅ Now, what loan amount were you thinking?
Around 5 lakhs
Great choice! Based on your profile, here are your EMI options — which one works best for you?
Type a message...

Capabilities

Everything, Built In.

Coco comes ready with everything you need to deliver seamless customer experiences — right out of the box.

WhatsApp Native

Lives where your customers already are

Bank-Grade Security

Enterprise encryption on every message

Voice Messages

Understands and responds with audio

Document AI

Reads photos, IDs, and documents instantly

Multi-Language

Speaks your customer's language

Always Available

24/7, never misses a message

Got Questions?

Frequently Asked Questions

Everything you need to know about Coco and Digital Loan Onboardings.